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UK pension and retirement guides

Plain-English explanations of UK pensions and retirement. Real numbers, 2026/27 rates.

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State pension explained: how much you get in 2026

The full new state pension is £221.20 a week. Qualifying years, forecasts, and filling NI gaps.

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Pension tax relief explained (2026/27)

How basic and higher-rate relief tops up your contributions, and how to claim what you're owed.

How much pension do I need to retire in the UK?

PLSA standards, the pot sizes you need, the 4% rule, and why starting age matters so much.

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Not financial or legal advice. Pension estimates are illustrative and not guaranteed.