UK pension and retirement guides
Plain-English explanations of UK pensions and retirement. Real numbers, 2026/27 rates.

State pension explained: how much you get in 2026
The full new state pension is £221.20 a week. Qualifying years, forecasts, and filling NI gaps.

Pension tax relief explained (2026/27)
How basic and higher-rate relief tops up your contributions, and how to claim what you're owed.
How much pension do I need to retire in the UK?
PLSA standards, the pot sizes you need, the 4% rule, and why starting age matters so much.